Thank you to everyone who responded, I'll be reaching out to shop rates and see what options are available based off my personal situation.What does the DSCR rates look like in comparison to conventional rates, as higher prices and rates will impact margins.

True.

seller approached my partner wanting to sell an outdated car repair shop. we negotiated the deal from $170,000 to $120,000 being as we needed to put in some serious remodeling.

The reverse is also true if you have under improved the property. 

I use a broker, she shops for me.

Truthfully, we're slammed with investors that want to make our dreams come true by lowballing deals we list.

Before I knew that I had been shopping around for one without much success.

After spending less than $5000 for repairs (this was 44 years ago) I leased it out to an auto repair shop owner for $3,000 per month.  

Shop Around: Compare rates from other commercial banks, credit unions, or online lenders to find competitive offers.5.

@Don Blake, unfortunately you cannot assume what he or she said was true with regard to the deposit money.