But I have changed my mind and I've decided to sell, and I think I might have been better served with a different loan product, had I known that I would want to offload these properties back then.

When rates come down, you can refi whatever loan product you used to lower your rate.  

For developers & investors in North America, there is a new route to market leveraging on proactive product based offsite construction solution.

“No one should be denied access to opportunity simply because they have experienced a medical emergency.”This statement is unfortunately laden with poor assumptions.

If you don’t meet criteria for 2nd FHA, maybe look for a conventional product as there are many more options available than there used to be.

Who knows.If you do it and it goes the way it normally does (poorly) you can let the next one in line know it's a bad idea.

However, this is pretty much doing a BRRRR now which I've never done, don't have the time and is capital intensive (plus, I'm out of town) which doesn't seem too appealing.While I could just weather out the cashflow and bank on the appreciation over time, I feel my return on equity is poor, and that equity can be put elsewhere to be more productive.

You know the poor Asians in big cities getting attacked in the middle of the day right on the street so someone may have a bias there and wont sell to them. 

I will tell you, having personal stake in the business can create *significant* financial opportunities depending on production.

as Update to this post from 6 years ago, there are heloc's on owner occupied 2-4 unit properties up to 89.90% CLTV or combined loan to values (meaning multiple loans but all together not exceeding 90% of the value).Terms typically areinterest only first 10 years and drawable from the lineyears 11-30 its Principal and interest payment Prime index/rate + margin (this portion is fixed but prime is not)underwriting is done assume prime + margin + 2% stress test for underwriting meaning if your prime + margin was 10% then your underwriting rate used to determine your maximum line you can qualify for would be 12% rate as an example based on principal and interest payment over 30 years or 360 monthsIncome is the main determinant of your qualification and fico min 680+ is just the min score to get through the "front door,"Maximum DTI or debt to income allowed is 45% DTIMaximum lines on this product go from 500-750k so you can get a decent line size that can actually buy other BRRR's or fix flips and deals.