I estimated $20K rehab because of the siding and because I want a nice, fat rehab budget (for the area) in case something goes wrong or we've missed something horrible, but the circumstances of the selling suggest that there's nothing really wrong with the house, the company is just pulling out of the area.

So we closed on Sept 3rd and we got a nice big fat check for 14k!!!

So those owners got hit with a big fat special assessment they weren't expecting.  

I've spoken to a dozen banks and mortgage brokers and keep getting a big fat NO.Does anyone have any secret loan or financing scheme out there that they want to share with me?

Banks do not want or appreciate any changes to the contract and attempting them is a great way to get your deal cancelled or hear a big fat NO.In fact, I made a recent offer to a bank with mostly all cash, small amount of financing and my business entity was the buyer, but my pre-qual letter was in my persoanl name (of course).

I think most new investors like me get greedy and try to kill the fatted calf with their first flip, and miss out on a decent profit.Jim from Toledo.

Here is how you do it. put a fat bonus for agents who sell two or three or more properties as a package, and make sure you do not post that info on the Remark Section of the MLS  that everyone sees it.

I am a buy and hold guy of 13 units (SFRs, condos, duplex, ADUs), with fat equity given when I bought, and think I have wrung out all of the value-ad plays that can be done in this SD market (or maybe not?). 

I think it is very unprofessional for one contractor to badmouth another and that guy is a big fat jerk for doing so!!  

I would also give a listen to the interview I did with the uber intergalactic syndication lawyer and teacher Gene Trowbridge:biggerpockets private money 101https://www.youtube.com/watch?