I am looking at ways to supplement private money and the cash I have on hand to purchase and rehab flips. 

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I will be retiring from the Navy next year and my intermediate-term goal is to invest in cash flow properties so that my post-retirement paycheck is supplemented to its pre-retirement levels.

My reasons for investing are to supplement my future retirement and equally important to be able to leave something for my children.

Are you just looking for some additional cashflow from a small number of rentals to supplement your income, or make this a real, scalable business? 

Based on my pension and benefits, I'm looking to supplement my income without taking a "9-5." 

@Phil Bullock It sounds like the appraisal needed a "1007" supplemental report which gives market value for rental income.

If you're holding your license to supplement your investment businesses, find an office where you will have to pay less fees/commissions. possibly some investor friendly local office, that will not make you jump through the hoops to do your business.

Furthermore, he picks retired people on social security to supplement their incomes since they won't have the need to scam you.

I would suggest hiring an attorney that specializes in real estate investing to draft the supplemental language you need.