And let me tell you, seeing that transformation unfold was nothing short of magical.Today, 639 Plymouth Rd is a shining example of resilience and triumph.

While many HMLs will not lend to a newbie, the industry is becoming increasingly competitive, so a growing number will. 10% down should not be a lot to ask.As hard money will cost more than your HELOC, you'll need to find a better deal.

The mantra in our industry actually used to be 1 year and a day because that would create two separate year tax returns reporting the property. 

I am not familiar with Industry, so can't speak to specifics. 

Just a note- closets is a matter of the real estate industry and that people prefer a closet in a bedroom.

I also resonate with your comment that sustainability is good perspective for our industry.

DSCR loans/lenders should uniformly take the lower of actual or in-place as a pretty firm industry standard underwriting guideline. 

Roosevelt: “The best customer of American industry is the well paid worker.”

When I was working in the corporate industry, I began investing in real estate.

It's relatively affordable, strong tech and industrial job growth, landlord friendly, low property taxes, and not state income tax.