i ended up going with Chemical Bank (credit union) they have now merged with TCF Credit Union and so far my experience has been neutral.

Neutral is almost always better.

In the described scenario, the property is cash neutral after all expenses.  

I believe in another post you described your LLC as a single member LLC, which is treated by the IRS as a sole proprietorship.Your LLC is tax neutral.

cash flow Calc will be different but let’s go with cash neutral

There are markets where you can be at worst cash-flow neutral and still get the appreciation.

[/quote[As a general rule, pass-through entities are tax neutral.

Quite simply, it's just hard to find enough neutral data.

All sorts of setups possible.We're buyers' agents and proxies, and charge the buyers for facilitating everything, from search through DD, negotiation, purchase and ongoing management - not claiming to be objective or neutral, we're on the buyers' side, and charge accordingly - meaning, not sharing commissions with realtors etc.License not required but a big benefit :)

It is in a cashflow neutral position at this point.