So keep going, innovate, get creative with tenants who think they "can't/don't have to pay," and make your own way out of this mess. 

Only one 21 unit we acquired in Nov we own 56% and my friends (investors) own 44%.  

You are not going to devise anything that is new or innovative to bypass what is customary, if you do it's probably illegal.You might search for a thread here on BP "What do you want Mr.

Property 3: Newly built in Nov. 2012, 0 down VA loan, 3.25% at 30 years, purchase at 122,400. currently around 105k balance. very minimal repairs on this home, have also not had to repaint (it has flat paint too and is on the third tenant) and no carpet changes either.

What I'm looking for is not criticism of the people, but innovative ideas about how to provide housing for people without going broke.  

Hey I’m a newbie investor just trying to put together innovative combinations to later use

Figured I'd bring this thread back from the dead and update it with some numbers:Purchase price in 2006: 158k, 5% down ($5k of that was a 0% interest down payment assistance "loan")House is located in Hillen off Loch Raven Blvd, south of Argonne (near Original Northwood)Appraised in Nov 2016 for $133k. 

My experience here in MN has been that every year I have at least one person move out in Nov. or Dec.

I had a signed lease in Nov 2019, for June 2020 move in. 

Necessity breeds innovation.