Sure you may find an off market buyer in the end but you had better remember me or that is our last conversation.Bottom line, requirements for agency agreements are dictated by state law but there is no requirement in any state I am aware of that the agreement be exclusive in all situations.

I know how many calls agents receive on a daily basis, especially in California where I am primarily searching for agents, but there has to be a way to get past the initial wall most agents raise when they think they are receiving a sales call. 

My insurance Agent gave me two options to ensure my Duplex:1) Replacement Cost - if building is damaged the company buys the cost to replace the item including current labor and material cost - for example, if a fire occurs and kitchen is damaged and to fix it cost is $10,000 the company would pay the $10,000 less your deductible - if you want REPLACEMENT COST coverage you need to insure the building for what it would cost to rebuild the building from ground up based on today's price for labor and materials - Company replacement cost estimator shows it would take $328,000 to build the build like it is2) Actual Cash Value - this is similar to MARKET VALUE or Replacement Cost less Depreciation for age - for example, kitchen fire again and to REPLACE the cost is $10,000, however if you have Actual Cash Value coverage company would depreciate for the age and may reduce claim with 30% depreciation, so payment would be $10,000 less $3,000 depreciation leaving payment of $7,000 less deductibleCan you tell me what type of insurance you have?

If property has a history of being on your tax return, if you have a mortgage on the property, and taxes and insurance are escrowed then this formula is what is acceptable for agency loans. 

It's also specific to a cash out refinance, meaning a rate/term refinance where you just want to lower the interest rate by dropping the hard money for Agency money, but NOT pull any extra money out, has no waiting period.

Looking for recommendations for agents that cover Dyer/Lowell (Lake County)  and Portage (Porter County).  

Nothing says you have to have a lic for agents/others to compensate you for sending a deal their way.

Some areas might not allow short-term rental.Also looking for agents and lenders that specialize in multifamily investing.

The issue is the house is old and has been a rental for ages and needs work.

You also need to consider their training tools, resources they offer, mentorships available, and leads for agents.