Very Professional.

Readers are advised to seek professional advice.

Consider paying down the high-interest debt strategically if it outweighs the potential returns from new investments.Additionally, understanding Real Estate Professional Status (REPS) and Short-Term Rental (STR) tax savings can significantly reduce your tax bill while building your portfolio, enhancing your overall financial strategy.

If you’re working with a tax professional ask them to do a tax projection for you with one scenario assuming you sell all 5 today and the other assuming you only sold 2 today.With the tax projection you’ll now have a good estimate of what your tax situation will look like and can make decision based on that.Maybe you can consider selling your portfolio and doing an installment sale, this won’t help on the depreciation recapture but it would help spread the gain over multiple years.Each strategy has pros and cons, if you want to rip the bandaid off an be done cold turkey (or warm turkey if you’re into that) there most likely will be a large tax hit but less headache holding them longer.

Readers are advised to seek professional advice.

If it says, “I am a professional house flipper and intend to use the loan to purchase, rehab, and quickly resell 123 Main Street for a profit,” then this is a business-purpose loan.

Personally and professionally, I'm craving connection more than ever (it has been a long, weird 10 months and I miss our local meet ups).

Talk to some professional property managers in your area and see if they have a part-time position available.

I’ve been involved in multiple mentorships, including Gator Lending since 2022, and I can tell you firsthand that this community is rooted in professionalism, learning, and collaboration—not in the stereotypes you're peddling.Transactional funding is a time-tested practice in real estate, with over a century of history behind it.

If you have a professional lease you want to switch to you have them sign the new one.