Quote from @James Wise: If you're gonna lend you need to be 1st position lien.

@Sarah Rhee - Sorry to hear about your troubles, but it sounds like you are in a good position networth and equity wise.

i chose...now i see, wisely, to avoid the Inner Sanctum......Instead I put money  intoGround Floor the Atlanta based r.e investment firm,Ive gotten steady returns for years there, with no problems at all.Been with them 10 years Their stock has done very well for me too.And. their IRA is run by Forge Trust.No bs there they have had steady growth  I pray Ill see my funds from RAAD.Im too old to lose a chunk of what I have

Quote from @James Wise: Quote from @Ximei Yue: I am a Newbie.Here is a summary of what I want to ask some advice.

But end of the day you simply have to make a choice and hopefully do the best you can choosing wisely what works for your personal situation and personality.The Norada thread was a perfect example of investors all over the map on how they react when a note payment is missed ..

And your generally not always but generally dealing with folks that only own a single property or very few not the sharpest tool in the shed other wise they would not be letting wholesalers step in and make more than a normal fee.. 

So my question is more what are YOU guys actually pumping out numbers wise on 2/2 units?

Quote from @James Wise: Quote from @Tyler Gilpin: Question, Looking to buy some SFH in STL area and turn them into section 8.

And he's just so young - who among us was wise at 20?

If you are making modifications to the heating and air conditioning space of the property it is usually wise to pull a permit.