Having multiple layers of protection is a smart approach to mitigate the risk of not being paid back in a 2nd position loan.

It had three layers of shingles on top of original cedar shake.

It's layered, which in many ways isn't simple, but it does make it much easier to do my taxes at the end of the year because of this layering.

So would this extra layer give me any help?

A layer or accountant might encourage you to have a separate business if you start doing this on a regular basis but for the refinance step it does not matter.Hope this helps!

You can layer the information as well.

I've tried to be more concise in my posts#4 I've had people DM about LLCs after I've posted multiple times about looking to get LLCs, holding companies all layered under a trust (still don't have LLCs).

As such, third parties (lenders, brokers, tenants etc.) should sign contracts with the Management Company and not the Investment Entity to add an extra layer of protection for the Investment Entity against any lawsuits arising from those contracts.

For a long term real estate investor, or one who hopes to be in it long term, a great lender relationship may be VITAL to your survival during hard times and your ability to take advantage of wealth building opportunities during good times.  

Truly, finding good people is difficult with an added layer of complexity when you cannot physically meet them   Or go see deals in person.