If your account does not have sufficient funds to acquire a property entirely, you can look into a non-recourse loan. 

You can also buy a Landlord Forms package from Biggerpockets, me, or find one online and hope it's sufficient and legal.You don't need an app to manage your property.

This will give you an idea of where you can be priced at with factual data rather than guessing a 3%. 3% could be sufficient but the data will help you be confident in your decision. 

The quality of work on prefab is not great, but easily sufficient for rentals.  

PM's know a hell of a lot more than transactional agents do in vast majority.

For the vast majority of my investing career, I have not taken more than a standard deposit.

This is far from the 1st time I've felt that syndication management has been represented as primary ownership on BP, numerous podcast guests announce they own vast numbers of doors, and then deeper in comes the revelation that it's mostly syndication.

Appreciate all your feedback.The vast, vast majority of properties in Baltimore city, especially city properties cost more to rehab than they are worth, effectively totaling the properties, it’s great that you want to help fix up Baltimore but you’d be better spent working with habitat for humanity or something as opposed to flipping in Baltimore, especially in the cheapest areas.  

With that being said, there are creative ways to scale SFH or MF home rental still sufficiently. happy to connect and strategize if you have any DSCR or investment-specific Q's.

We think it’s important as it allows us to check for Non-Sufficient Funds (NSF) issues and to determine if an applicant is living paycheck-to-paycheck.