We countered with 425 with 3% back and he was unwilling to budge.

HOA boards, typically eager to get along with management, are unwilling to rein in the management company charges.Before the most recent session of the Texas Legislature, my state representative, Tony Dale, was kind enough to meet with me to discuss these fees, but he declined to do anything about them.

.), but this client may still be smarting from his bad experience and may be unwilling to accept it.

The latter must also be willing to pay higher rates if they end up being wrong (or otherwise unwilling to wait long enough to be right).

I have contacted the neighbor's property management firm (I have not been able to get in touch with the owner himself), and explained the situation and that I am willing to pay for everything, but they are  telling me the owner is completely unwilling to discuss it.

To each his own, but thats a risk that I would be unwilling to take.I wish you luck with the town though.

My credit score itself is excellent, and everything else, job history, income, reserves etc are A+, but because the history is so limited, the underwriters are unwilling to book my refinance loan at the moment.

In regard to the 4k between appraisal and contract price if the seller is unwilling to come down and you still are happy with the cash-flow, I would ask myself if the 4k will matter in 2 years?

This service has a fee attached, but as the seller is unable or unwilling to pay this fee (or issues would have been addressed) a significantly reduced price is in order.

It could be that they know there will be lender required repairs that they are unwilling to do.