The policy consideration behind the higher leveraged loans is to provide financing for individuals who have high earning potential and are at the start of their career where the earning potential has not yet materialized and perhaps are dealing with the added burden of student loans.

That’s a huge step, and it’s awesome that you’re looking to dive into both rental properties and flipping.One of the best things about being a member here is the ability to network with people at all different stages of their real estate careers.

@Mike Dymski, in my experience raising institutional capital early in my career, I would disagree about "following a sponsor" for years, and actually many of the deal level analytics (a majority of institutional investors invest in funds not deals), but your point is generally correct.Ultimately, what I see a lot on these forums is that a lot of people are relying on the investment manager to also educate them on macro economic conditions, which will always carry a natural bias towards their types of offerings.  

I hope you find some useful information and best of luck in improving your personal finances and starting your investing career. https://www.biggerpockets.com/forums/25/topics/589...

I'm 41 and have a successful career thus far in the Investment Banking space.

I made some of the biggest changes of my life but I'm setting my career up for long term growth. 

I know when I have introduced investors to a few of the syndicators ( MF) that I personally invested  with and know like and trust I cannot take any kind of referral fee even though my entire career has been earning commissions :)..

He threatened me if I'm not paying him he gonna put lien on my property, I've never encounter these thing in my whole life...He seems very cold blood and likes to take his client to court or put lien on the property, looks like he had done these stuff many times in his career...I just don't suggest you to work with him for the below reasons:1.He is never willing to communicate about the project progress and he just notify you that you have to pay for next-phase otherwise he will STOP the work and take all the stuff out2.He will never take responsibility on warranty or the stuff he had done, if you ask, that is all your fault, and you have to pay your own bills3.Finally if nothing of these lightly threaten works, he will say: "I will give you 3 days, if you don't pay me, I will put lien on your property, I will take you to the court"I never done business into this situation in my whole life, but it looks like that's how Robert Mincey makes money and if you work with him, you will probably end up like me with tons of sleepless nights...If there are any chance, in the future I will post my whole experience while working with him.Hope this helps!

So after a long and healthy Tech career I thought it was time for a change.

I'm a project manager by career, so I know with proper preparation, anything can be successful.