I will start work with EY as an auditor in the fall and have recently begun studying for the CPA exam.  

If you had 20 years of experience, great connections in the US, and knew your market in and out then I would say you could probably leverage at a higher rate and could probably manage that risk because you have substantially decreased all of the other risks.You should really study what happened in the US during the 80's when overleverage on real estate put a lot of people in a bad spot.

Study the market.

https://nationalmortgageprofessional.com/news/study-reveals-....Not sure BP will allow that link to post, if not just google " 10000 saved using a broker vs direct lender" and you can find the article.On the flip side, there are some banks and credit unions that could offer products that they do not allow to be brokered.

Studies have shown that guests don't want to book for a full week anymore, they'll pay more per night for a shorter vacation of 3 or 4 nights. 

RCS (Rent Comparability Study) to increase rents What was the outcome?

I'm the case study and I'm telling you flat out that even at 8% or whatever my crappy rate is, I STILL only pay $1000/year ($83/month) to do this whole thing and I'm not even great at it.

Do a case study.

I really can say that everything needs to be perfectly handled without any room for error.However, you do not need to go and study all aspects of Dodd/Frank, Safe Act, Senate Bill 43, the Property Code, the Finance Code, insurance law and all case law regarding wraps. 

Study the market.