For example: We provide tax preparation and advisory services to people who invest in commercial (including multifamily) real estate, and high w2 earners investing in short-term rentals.

.- Short-Term Rentals in Non-Traditional Markets: Secondary markets like Florence, Alabama, are ideal for short-term rentals.

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In short, I can afford the additional $1100/mo cost of a second house, even until I rent it out.I have around $35K in HYSA and emergency funds that I could use for a down payment, but that's less than 20% which would be required for a conventional loan, assuming full purchase price.

Purchase price: $785,000 Cash invested: $156,000 Short term vacation rental in Panama City Beach.

I've done this on one house in order to cut costs - since then, I've added a meter with the utility company but it's a good workaround for the short term. 

However, I notice that Personal Injury is not included and I'm thinking that may be important to have for a Short Term Rental.

You could even consider an AirBnBRRRR strategy, which combines short-term rentals with the BRRRR method.

Wholesaling is a great low cost way to make a lot of short-term cash, but it does not build long-term wealth.

@Joshua MartinSince you might sell next year, a HELOC is probably the better short-term option—lower upfront costs and flexibility to pay it off when you sell.