Some of it has to do with the same sorts of challenges you see with smaller sized businesses in general - mom & pop shops aren't always keeping the best financial records or doing their taxes the correct way.That’s what I figured, thanks again ! 

People seem to buy mainly for appreciation, but I'm not sold appreciation will continue to rise the way it has the past 5 - 6 years, so feel like CF is the safer investing avenue for me. 

I would recommend going to someone that has experience in identifying photo shopped documents. 

What's the breakdown in tenancy between the shops and any income from the barn (or the house)? 

I would suggest shopping it around a little more until you find a lender that offers reasonable terms and has a positive reputation.

With cast iron it's safer and can last longer.

I love talking shop.  

But it could also be a coffee shop or an etsy store and the cash flow goes into real estate.

I have some lined up but will need more so I appreciate all the feedback/concerns as I start to shop it around. 

If the violations took place prior to purchase, I would at least give them written notice that you are aware of the previous violations and that just one under your watch would result in an eviction.in the meantime, I would shop for new insurance and pass the increase on to the tenant.