Without sufficient reserves, you’re not just stressed—you’re at serious risk of losing properties or being forced to sell.

I have some who will simply lend 100% of PP and 100% of Rehab  up to 70-75% of ARV in parts of the midwest and SE - feel free to shoot me a DM and we can discuss! 

This will allow you to mitigate risk on the first property but also allow you to do a cash out refi on the second, so now you have access to tax free cash that you can do with whatever you please.

Investing in real estate can be highly rewarding—but it also comes with risks.

The restaurant going under is definitely the biggest risk.

I wasn't really sure how it would pop up, but don't see a reason to risk things and complicate my cash-out.

Investing comes with some risk.

I think hard money lender to take this risk cannot legally charge appropriately which means the law is working against you (the law meant to protect owner occupied owners from unfair loans).I agree with @Jay Hinrichs that your best option likely is to sell on the mls.  

The world values your money at 3 or 4% with no risk. 8 or 10% with moderate risk.

That definitely gives me a better way to navigate the DOS clause risk.