This would allow you to access some cash for other purposes ( Tax Free) because a refinance is not a taxable event.

This isn’t about immediate affordability; it’s about creating a sustainable system that gradually reduces costs and increases accessibility through scale and efficiency.Institutionalizing Cultural and Economic ValueSimilar to how pension funds and university endowments operate, this model institutionalizes cultural value.

I’m a broker that has access to conventional, non-QM, and hard money loans.  

Should you add a playground or dog park, or would your money be better spent on putting in gated access?

And i found launch control but the minimum is $500 a month, but they use cross-referencing data across sources to find the most accurate contact information by using a person's name and address to find their phone number, real address and email by accessing public databases, phone number directories, credit reports, utility bils, public tax records, and social media profiles. this is waaay expensive for me as a beginner. what do you suggest or if anyone has any suggestion I'd greatly appreciate it.??

The licensed versions sold at big box stores are not the same quality and break down quickly and rarely have replacement parts.

It is hard work but a small team can build them pretty quick.

And, there should not be a minimum number of payments or minimum amount of interest.Here's a quick recap of what to look for in a hard money loan.

Talk to an attorney to access your risk. 

I'm exploring ways to access equity without selling.