Heck, I'd pull from retirement to pay off the credit cards before I sell the property. 

So the deal ends up falling out or they take forever to find solutions. 

Most others find seller-financed deals through pulling data on property owners in the areas they want to buy that have a lot of equity in their homes.

Another solution is to simply list it as an STR and say "contact host for long term rates".

Ours is a 1 bedroom and has a pull out couch.

With pulling out your equity (or selling), you can diversify and buy more.I did sell one of my places and used that money to buy two others. 

They provide all the solutions one could ask. 

I would pull a FHA loan for $665,000 and live in one side and rent the other side out to a family member for $2,000 a month.

Some of them even walk off the job, even after they pull permits and are technically responsible for the work.  

Cleveland is cash flow, we do build to rent in columbus urban infill where prices are the highest and land prices make sense. rents are good and on a DSCR can pull out cash and do again. easy scalable strategy and sell the portfolio eventually 1031 into something greater.