My name is Jay I'm excited to join this platform as a new investor based in Charlotte, North Carolina.

(May also cut significantly into the current cash flow on it)I know you mentioned not doing a HELOC on my primary, but wouldn't it be advantageous to have the ability to pay off the line of credit instead of be stuck in a payment that is much higher? 

Let’s explore the primary benefits of health insurance and why it’s a vital part of financial planning.1.

Primary $250,000 per spouse avoidance on capital gain.  

There are other platforms you could do to boost but at least those 2. 

My primary goal is to find the most cost-effective solution that minimizes tax liabilities, including avoiding property tax reassessment and maximizing the step-up in cost basis. 

I have my primary property which is a single-family house that I house hack.

Get a house in a great neighborhood during the summer 2025 and sell my primary in spring 2026.

Around this time I discovered Bigger Pockets and a bunch of real estate platforms online.

Capital gains are calculated as:Sale Price - (Original Purchase Price + Capital Improvements + Selling Costs) - depreciation (if applicable) = Capital GainYour mortgage or HELOC balance does not affect this calculation—it only determines how much cash you take home after the sale.In Massachusetts, if the home was your primary residence for at least 2 out of the last 5 years, you may qualify for the Section 121 Exclusion, allowing you to exclude up to $250,000 (single) or $500,000 (married filing jointly) of the gain from federal capital gains tax.