Like many (most) small business owners especially in this high interest rate environment, we have to use make extensive use of our personal credit rather than using extremely expensive business credit.

I believe this market cycle is topping, and one should tread very carefully before investing more money into an 'unsure' property.That does NOT mean to stop investing; just make sure you aren't trying to catch a falling knife in an unsure environment. 

Just tell her that she cannot interfere with other's "peaceful enjoyment" 

You are doing things right and I can tell from how you present yourself you somewhat understand and respect the environment.

They will draw down substantially in a rising rate environment, especially if persistent inflation detracts from landlords' ability to consistently increase rents & other income. 

Usually most franchise models in other business environments have the whole package.

those peaceful protesters are really something.

Their growth is attracting more robotics and AI talent to the area.Scaleworks: This venture equity firm is nurturing several growing tech startups in San Antonio, creating a ripple effect in the local tech ecosystem.CaptureRx: A healthcare technology company that's expanding its operations and workforce in the city.Filestack: This cloud-based file handling solution for app developers is headquartered in San Antonio and continues to grow its presence.These companies are not only bringing jobs but also fostering a tech-friendly environment that's attracting startups and established tech firms alike.

At a 75% LTV refinance, you're only leaving 5% of ARV invested in the property is purchased at 80% ARV.I only ran the analysis down to 80% ARV because the investing environment has changed so much.  

Check the lease to see if there is a clause about the tenant creating a safe environment.