If I take a break, that part of the business cannot function effectively.  

So I carry effectively 0 debt. 

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

The reason I ask is because most deals I see on Crexi or Loopnet or anywhere else create negative cash flow under 7 or even 10 year terms with 7% - 8% interest rate.

Instead, an umbrella insurance policy may be a more cost-effective alternative for now.

Putting less down may subsequently put you in a break-even scenario or possibly even a negative cash flow.

It can be very effective though.

Basically wholesaling would've been the best but there is alot of negative comments about wholesaling this days.So what is the best way to make small income with $0 from realestate and also grow along the way?

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The fact that you had some negative reviews is certainly hurting you.So you have 4.46 stars and 12 reviews.