@Ketch Bays You appear to be posting to another user's post.

When you researched markets like Austin las Vegas Miami, those markets have higher land cost and are more cyclical in nature tend to have larger price swings compared to regions with lower land costs.

Think hiking, mountain biking, white water rafting and a community overall focused on all natural things and sustainability.

@Tom HallAt 7% if you can I would pay it down as investing it net after tax gains may not get you the 7% you are paying - so it’s less riskDownside is you lose liquidity of that money as it’s tied in your propertyIf rates come down in future you can refinance and even take some of the cash out.Regarding your question are rates coming down, a lot of factors come into play but right now it does not appear there will be significant changes to rates over next 3-6 months.

These contracts are both dated 2019 and appear to be lease agreements for solar equipment that I, nor the mortgage lender, were ever a party to.

Also, what's the nature of your business? 

Our current CPA isn't particularly friendly and doesnt appear to like what she does.  

I’m in Calgary as well :) thank you @Santhosh, it appears that may be the case.

It appears he had done poor underwriting.  

Natural fit.