If it's tight or you're uncomfortable with the tenant you have in there from a confidence perspective, especially if this is a first deal, maybe meet in the middle and get a lender at 75% or 77% (doesn't HAVE to be at 5% increments) that wont make you season, and leave a bit more money in the deal, but sleep better.Overall, if I cash flow well, have/keep reserves, and am comfortable I fixed everything in the house, I like to max out the LTV on refi.

Institutional / Middle Market Borrowers (No In-House Capital Markets Team): On the flip side , we work with some institutional / middle market borrowers that do not have in-house, dedicated capital markets debt teams.

While you're saving money make sure you keep your middle FICO score above 620.

First things first, remember it's a marathon, and you are getting such a head start that, in the long term, you will be leading the pack no matter your pace!

I attended middle school here and spent many years growing up in the area.

It's more common for a roommate to suddenly vanish in the middle of the night without paying rent. 

We are in the middle of major infrastructure and RE growth (res and comm) and need to know how best to handle the property we are on from both a short time and potential long term investment perspective.

I did not attend the 3 day class, but purchased the self paced virtual version with the mind set that even if I only learned the how, it would be worth the spend long term.

For example, Pace Morby made really good money working his butt off as a contractor, then he invested that money into real estate.

Horse stable in the middle of LA, 20 acres 1/2 swamp next to major airport in Florida, church with 6 acres in the middle of town, contact bank Trust departments and let them know you want to buy.