Couple is divorcing, husband wants to keep the property; wants ex-wife's name off of property/loan. 

The SST doesn't apply for legal 2-flats so if you want to use FHA it's probably better to target those that maybe also have a non-conforming basement or attic unit.This is why the 5% down conventional loan is a game changer for house hackers.

Kathy, check out Anchor Loans as a comparable. 

Depending on your current rate or if the current loan is short term or long term.

Hey @Cameron MarroPersonal Loan or Line of Credit: If you have decent credit, a personal loan or line of credit could give you access to the cash you need for renovations without using your property as collateral.

If he has a $5MM loan in place, what was that used for / is it coming due/ was it short term/ etc.?

That means their pricing tool is designed to price beneath the rest of the market, which drags the entire market down, especially when combined with their algorithm changes a couple years ago that made pricing (IE lower prices) the #1 factor in ranking.Even if you use an external pricing tool, it gets dragged down by the people using Airbnb's pricing. 

@Craig Holland Land is often sold with owner financing, in part because buyers have a hard time financing it, and in part because buyers often only need a short time before they can build on the land and refinance out of the seller loan. 

Property classes are different from neighborhood classes, and many people often use them in combination.

What loan size and loan to value?