Quote from @Matt McNabb: I'm a solid $400k/yr job in NYC and have $250k to begin investing as my first step into building a portfolio, although I don't have time to be a landlord so I have to account for management fees.  

There's so many catalysts for population and job growth (Intel, Honda, Amazon, Nationwide Hospital, etc).

In terms of material participation for cost seg I'm good there and meet the requirements. 

If local sales support the new value then you should not have to deal with the seasoning requirement.

I have full time job but can help where I can. 

@Ricky RigsbeeI got the analyzer and it does a good job assisting you with your underwriting and the different scenarios you can generate for comparison.

It's a single mom with one cute toddler that works her butt off to raise her kid, hold a full-time job, and go to school at night.

However while people in Windsor doesn't have the luxury of high paying jobs that GTA residents have, is it just a temporary fever of buying houses, or there is really something going on in this city ? 

These are typically interest only and require a payment of 1-4 points up front depending on your area and the PML.

Build out the network for GCs in your area and start to bid jobs, then you can build out how much each job would cost.