I have a unique situation where an elder lady wants to gift me her house.

If this was us, I would hope that we would have thought to get some gift cards for some local restuarants and dropped them at the hotel for them. 

Detroit is very large and intricate.

The transfer of property back to your dad via a quitclaim deed can be viewed as a gift from your brother to your dad.

Or make him a gift of a key ring that would hold some sentimental value to him and then color code each of the 3 keys he needs for entry to the apartment and place on said keyring.

Super helpful if you don’t have a ton saved up.Easier Approval: FHA loans are more forgiving on credit scores and debt-to-income ratios.Gift Money Allowed: You can use gift money for your down payment, which can be a big help.Cons:Mortgage Insurance: You’ll have to pay for mortgage insurance upfront and monthly.

so if i understand correctly, you are trying to use corporate credit as a second loan/gift to yourself to use as the down payment... 

My preference is to go straight through the title company, put that money into renovations, and send the agent a couple hundred dollar gift card to Amazon for their time. 

Do you buy closing gifts for your buyers/sellers? 

We will usually comp cleaning fee or give gift cards to local restaurant to comp any legitimate issues.