The infamous "YSP" or Yield Spread Premium.  

Be aware that the infamous BRRRRR method has its value in better neighborhoods provided the investor settle down the number of refinance events, or their cashflow will be eviscerated by closing costs and the associated fees.

This is probably D class and Indy is infamous for duplexes in crappy parts of town.

@Ramsin Jacob: It seems like it was bound be in your hands.

They are infamous for doing sloppy title searches and then just telling you thing like "thats what title insurance is for."  

Hello Jacob, It sounds like those income based requirements are from the MSHDA program where you're income needs to be under a certain threshold to get downpayment assistance or certain types of loans.

House looks great Jacob. It's

Ithaca is a very odd market because of the extremely robust renters' rights, flood zones, historic housing stock, and bizarre renovation/repair permitting requirements (ie, the infamous "you can't move an electrical socket in Ithaca without going all the way to city hall" rule). 

Hey @Shane Jacob it all depends of what your RE goal is.

The infamous BRRRR strategy by legendary no & low money down Brandon Jedi Master Turner teaches all us padawon pupils that in theory & on basic principle, the down payments needed for portfolio growth can actually be created through hard money loans, value add opportunities, and refinancing into long term service loans.