![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2995563/small_1714957045-avatar-ryand980.jpg?twic=v1/output=image&v=2)
14 January 2025 | 18 replies
Quote from @Basit Siddiqi: I personally would not buy real estate with a retirement account.There are just too many headaches that are not worth the potential increased return.Some headaches when it comes to investing in real estate with a retirement account1) LTV values are less and harder to find lenders.2) Potential to sell or partially distibute the property if you have to do a RMD(Required Minimum Distribution)3) If you run out of cash and have to make a major repair, you may be out of luck and have to sell.4) Having to potentially worry about UBTI(Unrelated Business Taxable Income)I would personally invest in stocks/bonds/notes with a retirement account.I buy deals with cash and use a ROTH SDIRA so there are no RMD's.I buy at huge discounts to retail.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1761060/small_1621515321-avatar-jorgel76.jpg?twic=v1/output=image&v=2)
31 January 2025 | 42 replies
Dealcheck is FREE and it offers an app for calculators.I’m shocked that that your team hasn’t told you how much your ROI would increase and user engagement just by having an app.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/516689/small_1621480701-avatar-shilohl2.jpg?twic=v1/output=image&v=2)
5 February 2025 | 5 replies
People weren't renting properties as quickly, and there was an increase in vacancy.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/396156/small_1626509275-avatar-basits.jpg?twic=v1/output=image&v=2)
30 January 2025 | 7 replies
Hello everyone, I am reaching out to the BP Community for suggestions.My Portfolio100% owner of 7 SFH PropertiesGP in about 30 SFH properties(of which I own somewhere between 25% to 50%)All but two properties are managed by a PM CompanyNet worth of the above is about $2,000,000 - $2,500,000My IssuesI have many SFH's - Which take up time(Currently spending time paying property tax and insurance, requesting quotes on insurance policies and overseeing the PM Company(approve rent increases, approve renovation projects, etc).They also take up head-space(having to remember property addresses, remembering when property taxes are due)(I have reminders/systems but something I would like to reduce)Goals1) Spend less time on Real Estate2) Free up head-space2) Make $240,000 annually from real estate(Which I think is not to hard if I can increase my net worth and can get an 8% return)Possible Solutions1) Sell all the SFH's and buy 4-Unit Properties to take advantage of conventional financing2) Sell all the SFH's and buy one large apartment complex3) Sell al the SFH's and invest in syndications4) Sell all the SFH's and purchase stock / bonds5) Continue to hold all the SFH's6) Any other suggestionsOther Considations1) Should I consider private notes?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2830441/small_1721586796-avatar-akku.jpg?twic=v1/output=image&v=2)
5 February 2025 | 7 replies
This attracts poor unqualified tenants because they have no option but to overpay.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2674960/small_1690059699-avatar-endeavourstudio.jpg?twic=v1/output=image&v=2)
3 February 2025 | 1 reply
I love the flexibility they offer for traveling professionals, military families, or folks in between moves.My main questions:Have you noticed increased demand for midterm rentals in this area, particularly from military personnel at nearby bases or healthcare workers at local hospitals?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3150913/small_1732740110-avatar-robertb1486.jpg?twic=v1/output=image&v=2)
6 February 2025 | 1 reply
Hi @Robert B Azimi,A home that has been registered through The Mills Act, can be rented out the same as any other property, and it can even increase rental revenue as there are people who really like the thought of living in a historic house.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3173917/small_1737767958-avatar-davec284.jpg?twic=v1/output=image&v=2)
5 February 2025 | 18 replies
Focus on areas near job hubs and good schools, as they attract reliable tenants.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2605740/small_1734890235-avatar-zacharyk137.jpg?twic=v1/output=image&v=2)
5 February 2025 | 6 replies
I don't know which nearby state you're considering (PA is probably the most attractive) but local municipalities will sometimes enforce extra red tape and/or protections for tenants beyond the state-norm.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2783369/small_1688386517-avatar-adamy54.jpg?twic=v1/output=image&v=2)
4 February 2025 | 2 replies
Can I use my current homeowner policy and just increase the limits?