The quote I got from a local attorney was over double what you've provided and I couldn't imagine trying to pass that entire cost onto the borrower. 

You might hit a few bumps in the road...tenants who imagine due dates are more like suggestions, or unexpected repairs that crop up at the worst possible moment...but that’s part of the ride.

Imagine what our grandparents paid for TVs relative to their income, for a 12" BW box inside a cabinet that weighed 300 pounds, especially in today dollars . .. . 

I imagine they get their clients by referral, I mean I would'nt want the public applying through some website that's for sure.

(If you did this, obviously, you would have to cover those needs, when they arise with money from other sources.)I imagine my beginner perspective is probably inaccurate in several ways.

I can't speak to the other markets you listed but they are typically compared to our market here so I imagine they're similar.

I look at every single item in the pro forma and imagine that it is complete BS, and see if I can challenge it.

This is bigger than most can imagine.

But I would imagine the credit card companies would start to restrict me at some point.

Imagine you have a Texas Series LLC (parent) with five cells in it (children).