Where's the skin in the game like I had to do? 

Not that I'm aware of....you need skin in the game.

That is the max loan to value where you can get the best rate available which will still give you 135k~ in cash for the next project, but leaving you with healthy cash flow on the property with the cheapest cost of interest you qualify for. 

Several of our out of state investor clients are securing very healthy terms on CRE including apartment complexes and industrial warehouse spaces with as little as 25% down and rates currently ranging from 5.5-%-6.75% on 25 year amortizations. 

I enjoy a healthy debate and learned a lot from this thread 7 months ago and continue to learn from it today!

Really cool way to do it so all parties have some skin in the game.  

We are very fortunate to have such a healthy real estate market! 

has anyone ever raised their skin in the game for a deal? 

There are a good number or traveling nurses in that area so that can help contribute to a healthy mid-term rental.

If you have the thick skin and patience for it, you may be able to make it work, but it wouldn't be something I would recommend.