My question to you is: What is the biggest issue/issues that you are dealing with that are preventing you from working out/living a healthier lifestyle?

I am only going to be able to participate in multi-family, which is in a healthier state than other commercial real estate assets.  

Sort of like living on Reds, Vitamin C and cocaine; to living on the nicotine patch, a multivitamin and diet soda.

I tried to get everyone to sign a new lease (same price), but it got complicated...the OTHER (younger and healthier daughter who doesn't live there) said that the siblings that live with her mom don't have any income, hence why they won't sign the new lease.

Those who are able to rehab for the long term have a great opportunity to eliminate their CAP-EX and have healthier more modern units that everyone likes to rent.

I guess my best choice would be to increase my cash to provide a healthier down payment.

It's like the diet and exercise plan for losing weight....it takes time and consistent effort. 

Also, why has there been NOTHING on diet and exercise to improve cardiovascular health?

Pay them off every month, for the rest of your life w/no exceptions.I suppose your school loan and car payment may be low interest, but there's no need to rush into this at a young age if you can clean up your balance sheet and enter investing in a much healthier financial condition a year or two later. 

It has been exhausting, stressful, rewarding, and a great diet strategy (down 5 lbs. in 5 days!).