If your goal is growth, a refi now might make most sense, but only you can make that decision.I'll also second what @Jaycee Greene mentioned that most lenders won't go to 80% LTV on a cash out refinance. 

Quote from @Jonathan Greene: The best HELOC usually comes from the bank where you have the most money or the one you have the best relationship with.

It was written before the days of YouTube, so it's not full of the common nonsense where authors sell a course, send you to their website for downloads, or write a follow-up with additional "secrets" they forgot to put in the first book.Long-Distance Real Estate Investing by David Greene was another good one.

Quote from @Jaycee Greene: How are you going to figure out how much work a property needs from out of state? 

Quote from @Jonathan Greene: Looking on websites at foreclosures is like being on a wholesalers email list.

Think about what renters in your target market value most, such as green spaces, community centers, or high-speed internet access.BTR is a rapidly growing sector, and careful planning of these factors can help ensure your project is successful.

@Jonathan Greene you didn't, that comment was more in reference to other responses on the thread.

Quote from @Jaycee Greene: Hey @John Tomassacci!

I've read a few of the BP books written by Brandon & David Greene and they say something similar to choosing a PMC.

Now, if they are following SEC regulations, these should be spelled out in the PPM, but they might not all be in some glowing, highlighter-green table.