It seems that there is some risk associated even if it cash flows because our names will still be on the mortgage and affecting our DTI ratio.

Yes, this should make a good rental.Here's a guide that describes what good cash flow looks like and how to analyze a property.https://www.biggerpockets.com/blog/rental-property-cash-flow...

Here's the bigger lesson I learned: If a tenant asks for special considerations, or reduction of fees - those are ALWAYS the ones who are the problem tenants.  

What you’re suggesting is not cash flow, it’s return of principle, giving her her own money back  If she sells with your deal.

I am glad you highlighted the management piece as this is a crucial part of buying in another market.Excited that you are stabilized and are generating cash flow on that deal. 

There is no consideration for risks, areas, quality of the house, renovation, or management.  

I don’t know of any camps of people more entrenched than the “cash flow is all that matters” and the “you must use leverage” people. 

My goal is to help my clients (and myself) make smart, practical decisions that balance cash flow, scalability, and risk which is crucial I know real estata is risky I have raised over 20 million dollars in Business Funding over last 3 years.

The property is cash flowing $10-15k every month and has been an absolute juggernaut as a short term rental.

a lot of people will poo poo this, but I also live in a market where cash flow is low, property taxes are high and properties are expensive (which is a relative term).