Networking with experienced investors, running the numbers carefully, and focusing on solid markets have worked well for many.

Quote from @Chris Magistrado: Quote from @Jonathan Greene: I like the way you are thinking, but it's a little apple before the cart although you seem to get that you need experienced partners to make this work.

An experienced private money lender will want to see a track record.

Why would you literally wait until the last minute, when a flat tire or difficulty finding a parking space be the difference between keeping and losing your home?

This is exactly why I joined BiggerPockets to learn and be educated by experienced Real Estate Investors like yourself Jay Hinrichs.

But the perception of difficulty is greater than the reality usually.

Your definition of "cash flow" does not match what experienced investors teach or look for. 

If you're a business financial newbie vs. an experienced financial decision maker, the answer to your question will vary.  

Jeff - Sorry to hear you are experiencing delays in lease up. 

Tips for Finding an Experienced Mortgage BrokerNot all mortgage brokers are created equal, so choosing the right one is critical to your success.