I did know enough to keep from embarrassing myself, but only because I had bought a home for my family!

I say quite, too embarrassed to talk, I'm the leader remember.Now, I'm listening to all this while I'm driving back to the HD, maybe they forgot something or returned the supplies for the cash etc...

The generic option gives them the opportunity to come to you with no embarrassment or anger about you knowing their situation.

Remember cash is King and Owner financing is better.Understand creative financing, always ask for owner financing, possession, subornation, substitution of collateral, delayed settlement and discounts for early pay off.Offer less - guarantee your equity profit - some say, "If you are not embarrassed with your offer, you are offering too much!"

So until I have a more concrete business plan I'm just kind of doing my own research and learning as much as I can here before embarrassing myself in person!

If you don't have buyers lined up and you are negotiating a price with the seller, if you aren't embarrassed by the price you are trying to get the seller to commit to, you are offering to much.

I know I'd be embarrassed to call myself "average."

Time is of the essence (meaning you may need to see a property ASAP and you can't get a hold of them or they are busy) and they have to not care about submitting embarrassing offers. 

Embarrassed I did not think of that.

I have given many people second chances, employed ex-cons, provided the start-up money for the second business of a guy whose first flamed out spectacularly, made a point of making sure the guy down the street who got into a legal but very embarrassing sexual mess got invited to the neighborhood cookouts.