I do my personal banking with them, my business banking and all loans, I think I’ve become a creature of habit!

People are creatures of HABIT and we all will push as much as we can.

I don't think leaning on wholesalers is a strategy at all, hence Wholesalers are Unicorns (mythical creatures that don't exist).I do think there are some marketing lessons to be learned in the whole Wholesaling concept though, which is why, as I said, "I'm doing my own marketing (like a wholesaler) to find offmarket deals (like a wholesaler)".

The Creature From Jekyll Island Scariest book I’ve ever read.

"The Creature from Jekyll Island" is also a good read to understand it a tad more).If Im getting all of this input correctly Cozy, Intuit, Retalutions.... all of the value-add vendors (that offer some type of extensible service in addition to ACH) are relying on Stripe - and that's part of Wells Fargo?

They are social creatures that establish hierarchies through interaction.

You also don't want to stretch yourself too thin and start so many business so fast(in my opinion).If you do decide to go the entity routes, entities are normally state creatures.

It's really cool to be able to go 20-30' deep, get your mask right up to a sea creature and take a good long look.

In the "jungle of construction" The painter considered to be one of the top sociable creature. 

Yes you can do it, IF you know you're not a creature of wants, not needs.