Unfortunately due to the property values, the cash proceeds will be disproportionately impacted by transactional costs associated with the financing (doc prep, appraisal, recording etc.) which will also hurt the available proceeds compared to the same LTV financing of higher value real estate that can better absorb these transactional costs. 

Key Factors for a Good Seller-Financed DealCash Flow: Rental income should exceed monthly payments (PITI) by at least 1.25–1.5x.Purchase Price: Compare to ARV and market value for fair pricing and equity potential.Interest Rate: Aim for competitive rates; higher rates must still allow positive cash flow.Amortization/Balloon Terms: Favor longer amortization and align balloon payments with your exit strategy.Down Payment: Lower upfront costs reduce risk but should meet the seller's expectations.Flexibility: Seek no prepayment penalties and fair late-payment clauses.Property Condition: Ensure the property’s condition matches terms through inspections.Seller Motivation: Assess the seller’s willingness to negotiate favorable terms.Exit Strategy: Have a clear plan for refinancing or payoff at term end.Portfolio Fit: Ensure the deal aligns with your financial goals and risk tolerance.Vetting multiple deals and consulting professionals is crucial to making sound decisions.

What I like about the above data analysis, is you can compare markets and deals verse each other. 

Many desirable neighborhoods that offer a consistent predictable return on investment.  

Since I'm based in Tampa, I don't look outside and compare markets. 

Duplexes cash flow better, have less risk, AND EASIER TO MANAGE compared to a SFH.  

Truly Passive: No management, no tenants, no repairs, just consistent income.3.

The rent-to-price ratios are strong, property values remain relatively affordable compared to many other cities, and the city has been seeing real economic and population growth.I invest in Detroit myself and have built a portfolio of 12 doors there.

Markets like Memphis, Oklahoma City, Tulsa, Little Rock, and Birmingham offer affordability, strong rental demand, and consistent returns.

We’ve tried other platforms on the market, but the message delivery rates were very low compared to the 85%+ I get here.