This solves the 7% problem, and makes the comparison of what to do with free cash easier (you invest it and let your tenants pay off your mortgages because the stock market will outperform 5% over the long haul.)all the best!

What's going for New Jersey is we have a lot of well paying jobs, so the rental demand and collected rents and are very high in comparison to many other places in the country.

Over the last 12 months, market absorption totaled negative 7.8 million square feet; by comparison, the average annual absorption rate recorded since the beginning of Q2 2014 is 4.3 million square feet.

The insurance agent I use is a local broker with Sentry and he runs a comparison for me every year.

San Francisco is the 15th largest population in the US.I find the topic interesting and the discussion lively but there is little apples to apples comparisons happening so far.

In 90% of the comparisons the cash out outweighs the Heloc.

I am sure some people do, but you are drawing a comparison to mutual funds. 

In comparison, we moved out of our first Colorado Springs home in November 23' and we are just barely breaking even as a LTR. 

Below is a comparison of three states with no state income tax.Sources for insurance and property taxes: Insurance - ValuePenguin, State Property Tax Rates - Rocket Mortgage.In order to demonstrate the impact of taxes and insurance on net rental income, I compared the overhead costs of a $400,000 property in three different states.

How much time and effort do we put into analyzing the location of the property in comparison?