Diversified economy, loads of tech money, coastal migrants moving in who still think it's relatively cheap.

I have a single STR (4 bed ocean view home) located in a small coastal town on the west coast.

On another 10-unit mixed-use property in a nearby coastal town, we carry hurricane and earthquake insurance, in addition to O&L (ordinance & law) supplemental coverage.

Especially outside expensive coastal cities with almost comically bloated housing prices, the biggest issue for homebuyers isn’t the down payment—it’s affording the monthly mortgage payments, especially with interest rates where they are.By throwing money at the demand side without addressing the supply side, the most likely result is just to increase the price of properties all the more, as prospective homebuyers with $25,000 in government money behind them bid up prices against each other.

Then you can consider investing from a solid foundation instead of shifting sand.

Hardwoods can be sanded down and sealed with commercial products that will kill the smell.

However, beachside is pretty much a ghost town of what it used to be in the 80's and 90's and the tenant pool is less than desirable.With regards to the recommendation to look in Brevard County, I would also echo that as a solid market to get into.

I remember the 1st time I did that in my mid 20's and I was on cloud 9! 

You should have had something in writing with the contractor(s) and PM(s) about security and surveillance.

He entered the investing world back in the 60’s and share’s great insight into market cycles and how to know where we are in the cycle.