But white quartz with the chips is nice too.

As long I can clear enough room for the next down payment things should work out.Thanks for chipping inEdison

We don't anticipate having any emergencies with our rental properties that aren't covered by insurance and would cost more than $2500, but if we did, we'd chip in from our personal funds and cover it.

The top 20 richest people made their wealth in Retail and owning shares of a blue Chip company such as Jeff Bezo's ($112 Billion) who is the first to be worth 100 Billion. 

Given the rapid price increases in my market (South Philly), I am wondering if it makes sense to take some chips off the table and either sell 1-2 places outright, or simply do cash out ReFi (places would still be positive CF positive after refi).I am leaning the refi route as it will help me accumulate more properties, while I also expect modest appreciation in the coming years.

High quality blue chip areas are where you make the strongest appreciation.

I don't have a large chunk of cash (I dont have some though) that I could use as a bargaining chip or decades of experience either.

Not really much chipping or wear other than that.

To things in perspective, this is not a distressed property with tons of chipped paint, it actually has a solid, intact paint job that I think would pass the eye test for any buyer. 

Our tenants just moved out and left our home dirty with stained carpet (which was brand new when they got there) lots of scratches on the wood floor, holes in the walls, chipped paint and large scratches in walls.