@Tayvion Payton to get a better understanding of the loan products, it's best to have a conversation with a commercial loan officer at a local community bank or credit union.On commercial, the number one rule is a deal meeting their DSCR loan covenant, which is typically 1.2 to 1.25. 

Since conversion to Roth creates a one-time tax hit, it should be carefully planned.

So, I DON'T trust my ability to determine someone's character based on a few minute casual conversation and I DO trust my ability to manage even difficult tenants. 

I always start out with a process of responding back by phone or email and getting a quick conversation to let them know my process.

I kept trying to steer the conversation back to the fact that he hadn't paid me rent for 4 months.   

I look at foreclosures.comOut of the 3 stages I am definitely not ready for an auctionpreclosure / short sales:- I need to research how to take over a deed / title- need to prepare how to do door knocking (I have a sales background and feel confident in dealing with an emotional conversation about someone’s home) - there IS a window of like 4 weeks that I need to prepare for (have my finances in order) to then bid before it goes to auction?

And I do have the photos at the end by design, because I want a person to end the experience with a specific feeling of "oh wow, look at that, it's got that too", which helps drive conversion. 

I've read through the notes on the conversations you had with my team as well as pulling real numbers on your maintenance and property turn costs and your lease terms.

Sorry for derailing the book conversation but I think this topic is pretty interesting especially with the way the market is changing. 

One of my recent failures was underestimating the importance of clarity in conversations with potential investors.