This "forced appreciation" helps boost the property's value, leading to better cash flow or equity you can leverage down the line.

I almost forget about this motel sometimes as its our furthest away investment and the manager does an ok job so we don't have to micro manage, although if we paid attention to this place more, it would probably boost our bottom line.

The first question is of course, can you get a loan with less than 20% down - but I'll assume you can given that you're exploring both options.I recently read Real Estate by the Numbers by J Scott & Dave Meyer (shameless plug it's available through the BP bookstore here) and in chapter 36 they discuss exactly this - that in some cases using more leverage can actually boost your returns and you should run the numbers both ways to see what makes sense for you.

@Kevin Gallagherthere are a couple things overlapping herefirst, with a BRRRR, one of the goals is to boost the ARV as much as you can so that you get reimbursed / paid back on the refi. 

If you're a real estate investor looking to maximize your tax savings and boost cash flow, cost segregation might be your secret weapon.

@DeAndre MasonIf you are only 2 points off being able to accomplish your financing, mortgage brokers should have resources to refer you to be able to boost your credit score.  

Although leasing activity is down 63% from pre-pandemic levels, the pace of new vacancies is slowing, reducing unoccupied space from 58 million to 44 million square feet over the past year.Multifamily PropertiesHigh mortgage rates have boosted demand for rental units, with net absorption up 90% year-over-year.

I was also thinking about adding a bathroom to boost the ARV. 

Plus, there’s been a boost in how many houses are up for grabs across the country.

Hopefully with no to small prepay penalty on the loan they can refi in a few years with rental increases and boost yield to a stronger cash on cash return.2.