Here's a Q&A point from the Dovetail webinar the other day:Q: I spoke with the most investor friendly title company in the DC-MD area, and they see the distinction between personal and real property transfers as a way of overcoming the no flip language in various approval letters (most notably BoA's) as disingenuous.

I know of one couple going on 3yrs with Wells Fargo, another family 18 months with BOA.

If you have credit unions in your area, try comparing them to the big banks (Chase, BOA, etc.)

I just closed a BOA deal a week and 1/2 ago and it was a normal approval; with no resell for 30 days.

I've looked on BOA foreclosure site and can't seem to find that house in their listing.

I just received word today from BOA that they are turning me down for a HELOC product because my home "loan v. value' ratio doesn't jive with their standards.

BOA, wells fargo, FNMA, etc will never sell before market, unless you are a bulk buyer buying $100 million worth of property or so.If its a small bank or local credit union, you have a much better chance at talking them into a pre-sale.

Hey Guys, I'm looking at a REO Veterans Affairs Property that is being serviced by BOA...supposed to be coming on the market soon.I'm going to put a cash offer in on it but I was wondering if you guys experienced an Offer Waiting Period?

The agent or homeowner will have to call and find out what is required of them to do so by calling BOA and requesting this information.

You say your beef is with Wells, but Chase and BoA had your mortgages that sustained losses bacuse you didn't pay them off.