I'm willing to wager it costs more to replace the roof of a 1,500 sq ft home in New York than it does in Alabama.

Scam.And I would wager you get to be guy #3. 

Don't complicate matters, what you are seeking is proof of income not proof of wage rate.

It sounds like you're about to tackle that project and I would wager that the air infiltration will be greatly reduced or eliminated once you insulate the attic.

I would wager that it's an incredibly high probability that it doesn't happen today for anyone except the most inept and incompetent lender in the world that doesn't plan on being in business in six months.

All that work just to have less cash in your pocket in the end...people typically wager that their rental profits will exceed the difference between their purchase price and their sale price (after paying any closing costs).  10 years might be the problem with your calculation.  

But I figured I had some room to wager with cash considering the listing price is low and the surrounding units vavancy.

I'd wager you could find the appropriate meaning seeing how badly you want this to stay on topic...

In fact, I'd guess that it won't, I'd wager that it won't, and if I thought it would I'd probably have my properties on the market.  

I don't quite have the experience to wager my personal house on one deal.