But sadly the slob has a paralegal who's here on Bigger Pockets, and that dude goes through your posts and finds the one boasting about never having been to the property and never planning to go.

I like floors2yourhome.com vinyl plank click lock or home depot allure traffic master glue-strip or allure ultra clicklock.

@Edmund Yeh you should have a licensed agent who is ultra familiar with this realm of the industry.

@chris martin  @larry t Ok this for me is a clear lessoned learned before i reach out and look to ask for help i have to be extreamly clear with what i am asking for or looking for so yes i am a contractor and i do make good money i wasnt trying to boast or try to make my self look like something im not either i realize now i didnt express my self clearly and i appologize for that because clearly some people are taking what i explained wrong  I may be coming off the wrong way but that is clearly not my intention how ever all i was looking for was a good hard money lender in my area thats all nothing more nothing less this deal is an off market deal she brought to my attention And what I consider to be a smoking hot deal others may not feel the same way because you may be more seasoned than me and  you may consider a smoking hot deal a 2 million dollar deal So this is all about a matter of perspective and experience also fellas im not claiming in any way what so ever to be a seasoned vet when it comes to investing either and from what i have learned its alot better and smarter to invest with someone elses money and partner up with someone who knows more then me so that i can get to a place where deals look better from a different perspective plus if the investment is right of course do it and if it makes sence  then great move forward and if not then be smart and pull away its all common sence and i do realize this there will always be a deal out there 

And if the deal is better than that standard/hurdle, the sponsors use ultra conservative assumptions to get back to standard and under-promise and over-deliver.My last three investments were in Bradenton FL (self-storage), Arlington TX (multifamily), and all over the country (MHP & SS fund).FYI...A going in 6 cap for an A or B class with a strong value add in a good location is a great deal.Hope that helps.

He is probably boasting his company and the returns you can get by investing with them. 

He is essentially putting funds with us that would otherwise be in ultra safe investments like CDs or Muni-bonds.The first one in 2014 I offered to pay 6% and he said 'he could only take 6%' (4 times CDs at the time).

They then take those notes and package them with others from similar purchases and sell them along with their analysis to private investment funds.This leaves 45 notes from a package of 1,000 that three professional investment funds, doing intensive analysis by highly trained MBAs, have determined cannot yield even a minimal investment return.These are then offered to the individual investor, who according to those in the industry “with something to sell” (the leftover NPNs and/or “training”) can profit enormously by (1) making them re-performing notes or (2) foreclosing and selling the property for large profits.The pitch from those “with something to sell” is twofold: (1) “There is plenty of meat left on the bone” (actual quote), and (2) if you send the borrower a complete package of all docs, weighing, say, five pounds you will “shock and awe” him into paying on the note.I highly doubt either of these claims have even a micron of validity.The parties with a financial interest in you buying into this will cite isolated instances of great success, never mentioning the all-more-frequent instances of total failure.So at the end of the day the training promoters have collected up to $30,000 per person for their NPN “mentoring”/”coaching” program, the retail asset disposer has made 50% to 100% profit on their inventory, private middlemen have turned a $2,500 investment in a note into $16,000, and my sister-in-law who purchased 5 NPNs over three years ago and has spent large amounts on attorneys, taxes, and brokers has yet to see a penny in return.To paraphrase, if you don’t know who the sucker is in any ultra-high profit promise situation, it’s you.

I am currently looking for another fix and flip opportunity between my full time management job and training for my first ultra marathon! 

He did mention that it is ultra passive but 4% in RE?