I bought in the mountains in Colorado, but value it as a sunk cost.

Communication is table stakes and is easy to assess.

Something else to consider is that once these properties are paid off, you could cross collateralize to purchase additional properties that fit your buy box so that you may not need to bring cash to the table for a down payment.

It is important to look over these numbers before you get to the closing table.

If you want to know what they are willing to allow you do with a place you're considering buying, then reach out before you reach the closing table.

I get paid $250 per call on my knowledge right now from firms in New York and you should consider what you bring to the table 

We even had a seat at the table with former HUD Secretary Carson who issued a statement about the importance of co-living, please feel free to ask your AE for that declaration.

Because for the most part, these lenders look at the deal you bring to the table, the hard asset. 

What we don't have is mountains and I miss those.

Mind you, it's never wrong to bring any piece of information to the table but it's a good things to help putting it into perspective.