By significantly I mean... slim to none.

However, the odds of you filing a qualified claim are slim.

That said, there are now just over 4,000 short-term rentals in Denver, and there have been only 6 cases this year that have actually been pushed to the city attorney's office, so the likelihood of anything ever happening appear to be slim.  

@Michael Trabert Not sure how abundant MFs in areas you are interested in investing/living in but for me, the MFs that come up where I'd want to live/invest are rare and even rarer at a decent price so it's slim picking regardless of how many units.

Since that time, I have realized the odds of my winning in the stock market are slim. 

The B/A properties are slim but there

A lot of the location question comes down to your goals though as many folks are taking pretty slim cash flow so they can live in desirable areas.

No matter the value of the asset, if the owner has assets and the ability to afford the payments, getting an approval is slim. 

If that document exists the insurance company will have a copy and the odds of them offering to pay for it would be slim to none.Good Luck in getting it resolved.

If the property is located in one of the R-1 zones the likelihood of getting up zoned to R2, RMF RMU or even CB are rather slim.