My wife and I did our own taxes using some program (I don't think it was TurboTax, but maybe.)

Selling for 74k

A lot of DSCR programs I'm familiar with don't cut back LTV like that until you get to 5+, generally 1-4 units are classified together with maybe some kind of rate adder for 2-4. 

This TDR is a new program that has been in development for 30 years and should ignite into an active free market for credits this coming July 15.

They’ve already made a name for themselves in Mexico with projects that blend eco-friendly practices and thoughtful design, and now they’re bringing that expertise to one of the most popular markets in the U.S.For investors, this could be an exciting opportunity to work with a developer who consistently delivers quality and strong returns.Check it out:  Travel weekly by Northstar

Yes - and even when its out there its typically impossible to qualify (need high rate and high DSCR and typically would have to qualify as a LTR - so almost a unicorn or in a really bad market)

Most of these program qualifies borrowers with income and very few DSCR.

A while back, a friend of mine stumbled onto a Virginia closing cost assistance program that wasn’t widely advertised..ended up saving $5K just by asking the right questions.

We also do zoom calls and workshops 4-5 times a month, and offer different programs for both beginner and experienced investors.   

Columbus, Ohio is a great market to consider if you're looking for appreciation markets that still have cashflowing deals under $200k.